The Cardiff care and supported housing market

Cardiff sits within the Wales care and supported housing market. Cardiff was formally recognised as the capital city of Wales on 20 December 1955. We arrange acquisition finance, commercial mortgages, bridging, development finance, mezzanine and term debt on care homes, supported living and supported housing across the county, tracking 1 local catchment, led by Cardiff.

The market figures below are reported nationally or at regional level by the sector's research sources, attributed to each source, and used as context rather than a Cardiff-specific measurement. The housing-transaction data is genuinely local and sourced from HM Land Registry, and the commissioning local authorities are named where we hold them.

Care catchments and commissioners across Cardiff

Cardiff is served by the M4 J29, M4 J33, A48(M), A470 and A4232 corridors, road and transport access that matters for staffing care settings and for families visiting supported living schemes. Adult social care and supported living placements across the county are commissioned by Cardiff Council, who also determine care-use and supported-housing planning applications.

Fees, occupancy and yields

Nationally there are around 16,500 care homes offering 465,000 beds (carehome.co.uk Care Home Stats 2025, 2025), with average mature care home occupancy of 88.7% (Knight Frank UK Care Homes Trading Performance Review 2025, 2025) and average weekly fees of £1,298/week (Knight Frank UK Care Homes Trading Performance Review 2025, 2025). Prime care home yields sit around around 4.5% (Knight Frank UK Living Sectors Yield Guide, September 2025, Sep 2025), and supported living let to a registered provider trades at around 5 to 6% (Knight Frank UK Living Sectors Yield Guide / market commentary, 2025).

Capital values: what care and supported housing assets sell for

What do care assets sell for? A modern, well-occupied purpose-built care home trades at an indicative £100,000 to £150,000 per bed on a going-concern basis (Knight Frank / care market commentary, 2025), with older and converted stock materially lower, while supported living is valued off the lease to the registered provider. Around around £12bn of UK healthcare property is forecast to transact in 2025 (Knight Frank, UK Healthcare, 2025 forecast), and investment into the wider UK Living sector reached £3.2bn in a single quarter (CBRE UK Living, Q3 2025). These are national benchmarks we use as context when appraising a Cardiff asset, not a county-level measurement.

Care and supported housing demand signals in Cardiff

The demand thesis is national and structural: the UK population aged 85 and over is projected to reach around 3.0 million by mid-2043 (Office for National Statistics, national population projections, by mid-2043), care bed provision has fallen to 26.7 beds per 100 people aged 85+ (Nuffield Trust, Care home bed availability, current), and the sector needs an estimated 179,600 to 388,100 units of additional supported housing (National Housing Federation supported housing research, to 2040s).

Assisted living finance in Cardiff

We arrange the full lifecycle of assisted living finance across Cardiff: acquisition finance and commercial mortgages for trading care homes and lease-backed supported living, bridging for sites, auctions and conversions, development and mezzanine finance for builds and change of use, and term debt for the long-term hold. Send us the deal and we will come back within one working day.

Care and supported housing market figures are published nationally or at Wales level (Knight Frank healthcare research; CBRE UK Living; ONS projections) and are presented as context for Cardiff rather than a county-specific measurement. Housing-transaction figures are HM Land Registry price paid data for the towns we track.