Assisted living finance in the South West

Geographically the largest English region, the South West has the longest coastline of any region at more than 1,130 kilometres and four World Heritage Sites. We arrange the full range of assisted living finance across the South West, from the acquisition finance and commercial mortgages that buy and hold a trading care home or a lease-backed supported living asset, to the bridging, development, mezzanine and equity behind a build, a conversion or a repositioning. Care and supported-housing market data is published nationally by Knight Frank, CBRE and the ONS, so the figures above are presented as clearly-labelled benchmarks, while the housing-transaction figure is genuinely local Land Registry data for the towns we track.

The South West has the highest share of older residents of any English region, driven by retirement migration into its coastal and rural towns, which makes it a structurally strong market for care homes, extra care and retirement living. Self-funded demand supports fees above the national average in the affluent towns, and developers are active in later-living schemes. With the over-85 population projected to reach around 3.0 million by 2043 on ONS figures, regions with the oldest demographics see the earliest demand pressure. Lenders treat Bristol and the affluent towns as prime, and the long tail on scheme fundamentals.

On capital values, a modern, well-occupied purpose-built care home trades at an indicative £100,000 to £150,000 per bed on a going-concern basis (Knight Frank / care market commentary, 2025), with older and converted stock materially lower, while supported living is valued off the lease to the registered provider at yields around around 5 to 6% (Knight Frank UK Living Sectors Yield Guide / market commentary, 2025). Around around £12bn of UK healthcare property is forecast to transact in 2025 (Knight Frank, UK Healthcare, 2025 forecast), with investment into the wider UK Living sector reaching £3.2bn in a single quarter (CBRE UK Living, Q3 2025).

Benchmark figures from Knight Frank UK Care Homes Trading Performance Review 2025; Knight Frank UK Living Sectors Yield Guide, September 2025. Regional commentary draws on Office for National Statistics (National population projections, 2018-based and later).